Andrea Zacher

I first learned about debt jubilees when I took a religion course in college.  The concept is rooted in the bible, but it also has antecedents in the way religious leaders and kings curried favor with their subjects to remain in power and avoid rebellion. I asked ChatGPT to for a short history of debt […]

I have been monitoring many of the favorite investment names in the U.S. stock market like Eli Lilly (NYSE: LLY), Progressive (NYSE: PGR), Facebook (NASDAQ: META) and Alphabet/Google (NASDAQ: GOOG). After a significant downturn in 2021 these stocks and many others have rebounded and, in many cases, have exceeded the giddy highs set in October

Many of our blog readers have asked about Bitcoin (Ticker: BTC). This corresponds to the development of multiple ETF’s earlier this year, the halving of the reward paid to Bitcoin miners in April and Jamie Dimon rendering his annual opinion that Bitcoin is a “fraud”. Background On Bitcoin Here is a description of Bitcoin taken

I have always loved Triscuits and peanut butter. It was a staple of the McCreary family diet for more than 20 years.  As time passes, I have noticed less salt, less fat, and less taste in modern day Triscuits but most of all I think the volume of Triscuits you get in the modern box

In the 1980’s, against the backdrop of 18% interest rates, politicians and the financiers each staked out their turf. The financiers ceded the power to legislate, tax and create entitlement programs to the politicians and the politicians let the financiers run a legal monopoly known as the stock and bond markets where wealth creation trickled

A career in financial services has been a wonderful place to be for the last 40 years. Powerful macrotrends like 40 years of falling interest rates, Moore’s law with the doubling of computing power every several years, the emergence of a sophisticated credit economy, a plethora of worldwide investable capital and an almost error-free infrastructure

As we start a new investment year and take inventory of bad habits to avoid and good ones to enhance, I come back to some value investing principles foremost of which is first do no harm or spoken in investment language, avoid losses. However, had you burrowed into your foxhole during the second half of

As a recent user of ChatGPT I was not aware my version 3.5 which is free is much less powerful than version 4.0 which costs $20/month. So, I bought the upgrade and put it to a test. I have been slightly disappointed with Chat’s ability to search data and synthesize financial information. For example, its

Can you recall your first experience with bubblegum in your hair? It was stickier than you thought and your attempts to eradicate it only spread it more? More painful, however, was you looked like a dork for two weeks after your mother cut out patches of your hair. Inflation is a lot like bubblegum in