Andrea Zacher

I attended my 50th college reunion earlier this month and had the good fortune of listening to a dozen subject matter presentations by reunion alums from class years ending in “3” or “8”. I was really interested in a presentation by several of my class members and a gentleman from the class of 1978 on […]

I am always keeping an eye on a backwater of the U.S. financial system called Zombie Companies. There is a general consensus that “Zombies” are businesses that do not have the cash flow to service the interest on their debt. For example, the biggest zombies in the world right now would probably be Chinese property

As digital technology began to emerge in the early 1970’s Memorex entered the consumer media market with a series of legendary TV commercials featuring Ella Fitzgerald. In those commercials, she would sing a note that shattered a glass while being recorded to a Memorex cassette. The tape was played back, and the recording also broke

Several years ago, I was engrossed in a series of investment insights from Ray Dalio’s book “Principles For Dealing With A Changing World Order.” Mr. Dalio is the founder of Bridgewater Associates said to be the largest hedge fund in the world. In a series of monthly chapter releases, Mr. Dalio’s book explored the macro

I have been a customer of Key Bank and JP Morgan Chase for a long time and have never had a savings account with either institution. The rates were never compelling and there were always restrictions or disincentives related to withdrawals. Like many of our readers, money market products seemed to combine acceptable interest rates

I hope this blog headline got your attention because I know of only one way you can earn 21% compound interest risk free in today’s financial markets. But before I reveal this windfall for your wallet let me pick up on a blog I wrote in June of 2022 Credit Card Toxicology Report (click to read)

The first major collision between the Professional Golf Association (“PGA”) and Saudi – owned LIV Golf (“LIV”) is unfolding in Augusta as we are graced by a trifecta of Easter Weekend, commercial – free Masters’ coverage and a full moon in Georgia. Eighteen of the LIV faithful including Phil Mickelson, Brooks Koepka, Sergio Garcia, Dustin

What could possibly go wrong when the chief risk officers for the United States banking system, the Federal Reserve Bank, encourage speculation and risk taking by making it virtually impossible for any enterprise to earn a safe, respectable rate of return on assets? The questions about the failures of Silicon Valley Bank (California) and Signature

The investment world loves acronyms especially ones that help them sell products. The great revival that began in 2010 and ran unchecked until October 2021 had some really catchy ones like “FAANG” (Facebook, Amazon, Apple, Netflix, Google) “FOMO” (Fear of Missing Out). “TINA” (There is No Alternative) and “YOLO” (You Only Live Once). YOLO was

Usually, this time of year is exciting just because the weather is lousy and the thought of a few innings in the sun of Prescott Arizona watching the Guardians is really dreamy. This year I am really energized by changes to the rules which are intended to increase fan enjoyment, foremost of which is putting